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Business Cover That
Keeps You Operating

From property and liability to statutory bonds, Oakmont structures corporate insurance programmes that protect your business, your staff, and your contracts.

Running a business in Kenya means navigating property risk, liability exposure, statutory employee obligations, and tender requirements β€” often all at once. Oakmont works with SMEs, contractors, and enterprises to design corporate insurance programmes that cover these risks without unnecessary duplication or gaps.

We review your operations, contracts, and workforce before recommending cover β€” so you're compliant, protected, and never over-paying for overlapping policies.

Cover for Every
Business Risk

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Business All-Risk

All-encompassing cover for commercial premises, stock, machinery, and business interruption losses.

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Public Liability

Protection against legal claims for injury or property damage suffered by members of the public on your business premises.

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Workmen's Compensation

Statutory cover for employee injuries and occupational diseases under Kenya's Work Injury Benefits Act (WIBA).

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Performance Bonds

Guarantees for contractors to fulfil obligations under government and private sector tender agreements.

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Bid Bonds

Pre-contract security for procurement processes, assuring clients of your commitment to honour successful tender awards.

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Customs & Excise Bonds

Compliance guarantees required by Kenya Revenue Authority for importers, clearing agents, and duty-deferred goods.

Compliance and Continuity,
Built In

The right corporate cover keeps you compliant with Kenyan law and operating through disruption.

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Statutory Compliance

Meet WIBA and tender bond requirements without scrambling at the last minute.

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Business Continuity

Recover faster from fire, theft, or interruption with cover for lost income and assets.

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Win More Tenders

Bid and performance bonds that meet procurement requirements for government and corporate contracts.

Built for Kenyan Businesses

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SMEs & Retailers

Property and liability cover sized for smaller operations.

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Contractors

Bid, performance, and advance payment bonds for tender work.

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Importers & Traders

Customs and excise bonds required for cross-border trade.

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Enterprises

Comprehensive multi-line programmes for larger organisations.

Corporate Insurance FAQs

Yes, under Kenya's Work Injury Benefits Act (WIBA), employers are required to cover their employees against workplace injury and occupational disease.

A bid bond is a guarantee submitted with a tender application, assuring the client you'll honour the contract terms if awarded. Most public tenders in Kenya require one.

Yes, we regularly structure combined programmes β€” property, liability, WIBA, and bonds β€” under a single renewal cycle to simplify administration.

Business interruption add-ons can be included to cover lost income while you recover from an insured event. We'll confirm this is built into your policy.

Protect your business
and your contracts

Speak to an advisor about a corporate insurance programme built for your business.

Talk to an Advisor