Life insurance gives your family a financial safety net when they need it most β replacing lost income, clearing debts, and preserving the life you've built together.
Whether you're starting a family, growing a career, or planning for the next generation, a well-structured life insurance policy ensures the people who depend on you are never left exposed. Oakmont works with Kenya's leading insurers to match you with cover that fits your budget, your health profile, and your long-term goals.
Our advisors assess your income, dependants, and existing liabilities before recommending a policy β so you're never over-insured or under-protected.
Lifelong coverage that builds cash value over time, providing both a death benefit and a savings component for your family's financial security.
Affordable, high-coverage protection for a defined period β ideal for income replacement and mortgage protection during your working years.
A lump-sum payment on diagnosis of serious conditions like cancer, stroke, or heart attack β protecting your savings when you need it most.
Income replacement cover in the event of temporary or permanent disability, ensuring financial continuity for you and your dependants.
A single policy structured to cover multiple family members, simplifying premiums while ensuring everyone in your household is protected.
Trust-based life policies that distribute your estate efficiently, so your legacy reaches the people and causes you care about.
A life insurance policy is one of the most affordable ways to protect a lifetime of financial planning.
Ensures your family can maintain their standard of living even if your income suddenly stops.
Clears outstanding loans and mortgage balances so your family never inherits your debt.
Secures school fees and major life milestones for your children, regardless of what happens to you.
Lock in affordable premiums early and build cover as your income grows.
Protect school fees, household expenses, and your children's future.
Protect your business against the financial impact of losing a key person.
Structure legacy and estate plans as you approach retirement.
It depends on your income, outstanding debts, dependants, and future obligations like school fees. Our advisors run a free needs assessment to recommend an appropriate cover amount.
Term life covers you for a fixed period at a lower premium, ideal for income replacement. Whole life covers you for your entire lifetime and builds cash value you can draw on later.
Some policies require a basic medical assessment depending on your age and the cover amount requested. Our advisors will guide you through exactly what's needed for your chosen plan.
Yes β most policies allow you to adjust cover as your circumstances change, such as marriage, a new child, or a new mortgage.