Oakmont structures individual and employer-sponsored pension schemes that convert disciplined saving into a reliable income you can count on, for life.
A pension is more than a savings account β it's a regulated, tax-efficient vehicle designed specifically to fund your years after work. Oakmont helps individuals set up personal pension plans and helps employers establish or manage occupational schemes that comply with Kenya's Retirement Benefits Authority (RBA) requirements.
We also help members nearing retirement convert accumulated pension savings into annuities or income drawdown options that suit their needs.
A personal retirement savings vehicle with tax benefits, investment flexibility, and guaranteed income at retirement.
Employer-sponsored pension arrangements that attract and retain top talent while providing staff with retirement security.
A shared, RBA-registered scheme ideal for SMEs that want to offer staff pension benefits without running a standalone fund.
Convert your accumulated pension pot into a guaranteed monthly income stream for life at retirement.
Flexible access to your pension savings in retirement, while the balance remains invested and continues to grow.
Consolidate pension benefits from previous employers into a single scheme for simpler management.
Unlike ad-hoc savings, a pension is structured specifically to deliver income when your salary stops.
Pension schemes are supervised by Kenya's Retirement Benefits Authority for member protection.
Pension contributions typically qualify for tax relief, reducing your taxable income today.
Convert your savings into a predictable monthly income you can budget around for life.
Build a personal pension without relying on an employer scheme.
Offer staff pension benefits through cost-effective umbrella schemes.
Run a dedicated occupational pension scheme tailored to your workforce.
Convert accumulated savings into annuities or drawdown income.
It's a shared, RBA-registered pension fund that multiple small employers can join, giving their staff pension benefits without the cost of running an individual scheme.
Yes, pension benefits from a previous employer's scheme can typically be transferred into a new scheme or a personal pension plan, subject to scheme rules.
At retirement, you can typically take a portion as a lump sum and convert the remainder into an annuity or drawdown arrangement for ongoing income.
Registered pension contributions in Kenya generally qualify for tax relief up to statutory limits. Our advisors can explain how this applies to your income.
You (and often your employer) make regular contributions into an RBA-regulated fund. That fund is invested over your working life, and at retirement your accumulated pot is converted into a lump sum and/or a monthly income through an annuity or drawdown arrangement.
It depends on your accumulated pot size, the annuity or drawdown option you choose, and prevailing rates at retirement β there's no single figure that applies to everyone. Our advisors can run a personalised projection based on your current contributions and target retirement age.