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Quality Healthcare,
Without the Financial Shock

From routine check-ups to major surgery, Oakmont's medical cover gives you and your family access to quality care across Kenya's leading hospitals β€” without depleting your savings.

Medical costs in Kenya continue to rise, and a single hospital admission can wipe out months of savings. Oakmont helps individuals, families, and businesses secure comprehensive medical cover that balances premium affordability with real-world protection β€” inpatient, outpatient, maternity, and chronic disease management included.

We compare plans across Kenya's top underwriters to find the hospital network, limits, and add-ons that actually match how you and your family use healthcare.

Medical Plans for Every Household

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Individual Health Cover

Comprehensive inpatient and outpatient medical cover, including specialist consultations, emergency care, and chronic disease management.

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Family Medical Plan

One policy that covers every member of your household β€” from maternity benefits to paediatric care and dental/optical add-ons.

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Maternity Cover

Pre- and post-natal care, delivery costs, and newborn care β€” with waiting periods clearly explained upfront.

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Dental & Optical

Add-on cover for routine dental checks, extractions, eye tests, and corrective eyewear.

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Chronic & Critical Illness

Ongoing management for chronic conditions plus lump-sum payouts for critical illness diagnoses like cancer or stroke.

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Corporate Group Medical

Group medical schemes for staff of all sizes, with flexible tiers to match different roles and seniority levels.

Healthcare You Can
Actually Afford

The right medical cover means a health scare never has to become a financial crisis.

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Access to Quality Care

Cashless treatment at a wide network of accredited hospitals and clinics across Kenya.

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Predictable Costs

Fixed annual premiums instead of unpredictable out-of-pocket medical bills.

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Whole-Family Protection

Cover spouses, children, and dependants under a single, manageable policy.

Cover That Fits Your Household

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Individuals

Affordable standalone cover for young professionals and singles.

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Families

One policy covering spouses, children, and dependants together.

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Employers

Group medical schemes that help attract and retain staff.

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Seniors

Plans structured around chronic care and age-related needs.

Medical Insurance FAQs

Most of our plans offer both inpatient and outpatient benefits, though limits vary by plan tier. We'll walk you through exactly what's included before you commit.

This depends on the insurer and plan. Some conditions may be covered after a waiting period. We disclose all exclusions upfront so there are no surprises later.

Yes, several of our family plans allow you to include extended dependants such as parents, subject to age limits and underwriting.

Yes, maternity benefits typically apply after a waiting period of several months. We'll confirm the exact timeline for your chosen plan.

Give your family
access to better care

Get a free comparison of medical plans matched to your household's needs.

Get a Free Quote